Norman & Birch Bikes Finance

Choosing your next bike, whether it is new or pre-owned is exciting and selecting how to finance your new bike is an important part of the process. We have a continued commitment to guide you through the options available and find the right plan to meet your individual needs.

We can find a deal for you to suit your monthly budget, and choose the right finance package for you.

Hire Purchase

Hire Purchase could help you buy the bike you want whilst spreading the cost. After paying an initial deposit you just ride away and make regular agreed payments. After the last payment, the bike's all yours.

How it works?

Choose your new bike (Used bikes up to ten years old can also qualify)

Choose to repay over one to five years

Set your payments to suit your budget - Borrow any amount from £1,500 to £25,000

PCP (Personal Contract Purchase)

This is fast becoming one of the most popular ways to purchase your next motorcycle. For many years, Personal Contract Purchase has been popular in the car market but now the benefits are being widely recognised in the motorcycle world as it could help you purchase a better specification or newer bike. It also allows you to part exchange your bike for a new machine every two to three years.*

You pay a deposit and agree affordable regular payments based on your proposed annual mileage. You are also advised of the Guaranteed Future Value (GFV) of your bike at the end of the agreement. Once your agreement reaches the end of its term, you then have three options.


Part Exchange your bike for the latest new machine, the difference between the trade in value and the GFV can be used as the deposit towards your next PCP agreement.

Pay the Guaranteed Future Value and therefore purchase the bike outright.

Return the bike with no further commitments.

*Finance is available subject to status, to UK residents aged 18 or over. Indemnities may be required. Conditions may apply depending on credit score status. Please contact us for further details.

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